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Your Local Mortgage Broker

Knowledge. Service. Value.

We are committed to delivering the highest level of trust and knowledge, ensuring that each mortgage journey is built on a foundation of professionalism and ethical excellence.

Welcome to J. Charles Lending

We are J. Charles Lending, your local mortgage broker dedicated to providing excellent service and making your home purchase or refinance a seamless process.

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Meet our team members.
Charlie Braden Headshot
Charlie Braden
Broker / Owner
NMLS#: 1283114
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Mortgage solutions designed for you.

Here’s how we ensure your transaction goes smooth and fast.

1: Initial Goal Analysis Consultation

This is where we go over your goals to better understand your specific situation and needs.

2: Solution Preparation

This is where we take the info from our call and build out some of the best options on the market for you regarding rates, closing costs, and program structures.

3: Suggestion Presentation

This is where we go over what we found. If you decide you want to keep what we propose, we put your loan into process.

4: Execute

Our team will guide you every step of the way to gather all the necessary documents to get you on your way.

Fill out the Quick 1-Minute Loan Request to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Speak to a Local Mortgage Professional
Free Consultation
Competitive Rates & Fees
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